Banqsoft supports a wide range of loan products from mortgage-based loans to consumer loans and revolving credits.
Mortgage loans can be offered for the financing of a wide range of objects from real estate to machinery, equipment or movables. It supports the handling and administration of complex collateral structures, multiple fees and interest calculation methods, including fixed rates with surcharge/discount calculation on early termination.
For consumer loans, flexible down payment schemes can be offered including installment and/or interest free periods. For revolving credits a number of conditions can be set, including credit limits with top up possibilities when the balance is below the granted limit.
For all loan products we focus on automated, flexible and swift credit processes handling including self-service portals with online application and approval.